Legal Notice

Owner: Smadiso
Contact: hello@smadiso.com

Purpose

Smadiso creates and sells digital market reports for business use.

Intellectual Property

All site content and report files are owned by Smadiso or licensed to us. You may not copy, redistribute, or create derivative works without written permission.

License to Digital Products

Purchases grant a non-transferable, non-exclusive license for the buyer’s internal business use. Public sharing, reposting, or resale is prohibited. We may include watermarks or download tracking to protect our IP.

No Professional Advice

Our content supports decision-making but is not legal, financial, investment, medical, or other professional advice. Use at your own risk.

Refunds & Access

Because products are downloadable, sales are generally final. If a file is corrupted or you experience access issues, contact us at hello@smadiso.com for a replacement or resolution.

DMCA & Takedowns (US)

If you believe your copyrighted work has been used on this site without authorization, send a notice to hello@smadiso.com including: your contact info, the work claimed infringed, the exact URL or location, a good-faith statement, and a statement under penalty of perjury that you are the owner or authorized agent.

Disclaimers

The website and all content are provided “as is” without warranties of any kind, express or implied, including accuracy, fitness for a particular purpose, or non-infringement. To the fullest extent permitted by law, Smadiso is not liable for indirect, incidental, special, consequential, or punitive damages.

External Links

Links to third-party sites are provided for convenience. We do not control or endorse their content and assume no responsibility for them.

Changes

We may update site content, products, or this Legal Notice at any time without prior notice.

Governing Law

This Legal Notice is governed by the laws of the State of [choose your state], USA, and applicable federal law. Venue and jurisdiction lie in the courts located in [choose your county/state]. If you are a consumer and mandatory laws where you reside provide otherwise, those protections remain.